Casualty

Socius' Casualty Practice meets the needs of a diverse range of clients. Our extensive product knowledge and experience allows us to provide you with the most effective and broadest coverage possible.

Our areas of expertise include:

General Liability

  • Contractors General Liability (Residential and Commercial)
  • Manufacturing (including products liability)
  • Lessor's Risks (Habitational, Mercantile, Industrial)
  • Medical Related Exposures
  • Restaurants
  • Night Clubs
  • Casino & Entertainment
  • And other difficult general liability classes

Umbrella/Excess Liability

Socius' extensive knowledge of the General Liability market provides an excellent foundation for our Umbrella and Excess Liability placements. Our placements include, but are not limited to

  • Assisted Living
  • Auto Liability -(buffer and excess layers)
  • Commercial and Residential Contractors (including Wrap-ups)
  • Habitational
  • Industrial
  • Manufacturing
  • Oil Jobbers Products, and other difficult risks.

Environmental

Socius Insurance Services is an industry leader in providing effective solutions for your Environmental accounts. We are happy to announce the availability of an Environmental Package policy that combines all your clients’ needs. Combined with our national market clout and carrier relationships, we are poised to deliver the best solutions to you.

PACKAGE PRODUCTS OFFERED:

  • Commercial General Liability (occurrence or claims made)
  • Contractors Pollution Coverage ( occurrence or claims made ) 
  • Mold Coverage (occurrence or claims made)
  • Contractors Professional Liability (claims made )
  • Products Pollution
  • Environmental Impairment ( premises pollution )  
  • Commercial Umbrella Coverage
  • Workers Compensation ( not offered stand-alone  )

Target Environmental Accounts

  • Stand Alone Contractors Pollution- For any type of contractor. Can be written stand-alone
  • Stand Alone Environmental Impairment – For any type of site
  • Manufactures, Recycling or Distributors ( General Liability, Site Pollution, Products Pollution, Commercial Auto , Professional, Property , Professional, Umbrella Coverage Offered)
    • Industrial Products ( Valves, pipes, capital equipment, pumps, motors )
    • Metal Working ( Metal stamping, tool & die, foundries, metal goods, plating & polishing)
    • Electronic Products & Components ( instruments and diagnostic equipment, air/water/gas mentoring equipment
    • Plastic & Rubber Products
    • Soaps and Detergent Manufacturing
    • Fuel and Oil Recycling
    • Motor Oil Manufacturing and Blending
    • Computer Parts and Electronics Recycling
  • Non-Environmental Facilities/Sites ( Site Pollution Coverage offered ):
    • Manufacturing
    • Hospitals
    • Warehousing
    • Vacant Land
    • Agricultural
    • Mining
    • Tank Farms
    • Dry Cleaners
    • Real Estate Portfolios
  • Environmental Facilities ( Site Pollution Coverage offered ):
    • Landfills
    • Waste Treatment Operations
  • Manufacturers of Environmental Products ( General Liability, Site Pollution, Products Pollution, Commercial Auto , Property , Professional, Umbrella Coverage Offered) :
    • Containment systems
    • Tanks
    • Landfill Liner
    • Air Pollution Control
    • Waste Treatment Systems
    • Detection Equipment
    • Electro Plating
  • Environmental Consultants, Engineers & Laboratories: ( General Liability, Professional Liability, Contractor Pollution, Commercial Auto , Property , Workers Compensation, Umbrella Coverage Offered):
    • Assessments
    • Industrial Hygiene
    • Health & Safety
    • Regulatory Compliance and Permitting
    • Remedial Design
    • Remediation Oversight & Training
    • Hydrogeological Investigations
    • Environmental Laboratories
    • Geotechnical Services Tech Firms
    • Wetland Delineation and Environmental Management
    • Phase I/II/III Investigation Consulting
    • Environmental Health & Safety Training.
  • Environmental Contractors( General Liability, Professional Liability, Contractor Pollution, Commercial Auto , Workers Compensation ( select classes only ), Umbrella Coverage Offered):
    • Asbestos Abatement
    • Mold Abatement
    • Lead Abatement
    • Remediation
    • Restaurant Waste cooking oil recycling
    • Pharmaceutical Products recycling company
    • Environmental Drilling/Coring
    • Underground or Above Ground Tank Removal, Inspection and Installation
    • Fire and Water Restoration
    • Lab Packing
    • Industrial Cleaning
    • Contaminated Soil Removal
    • Emergency Response
    • Contractors who recycle used restaurant fryer oil, grease trap material and other waste products
    • Contractors Involved in biohazard remediation, crime scene clean up, blood clean up, and cleaning services following the traumatic events resulting in the loss of blood or bodily fluids.

Life Sciences

Socius Insurance Services is an industry leader in providing effective solutions for your Life Science accounts. We’ve partnered with leading insurance companies who have an expertise in this field to provide you and your clients complete coverage options that meet and exceed requirements.

Combined with our national market clout and carrier relationships, we are poised to deliver the best solutions to you that include the following coverages.

  • General Liability
  • Property
  • Inland Marine
  • Commercial Auto
  • Workers Compensation ( only written in conjunction with a package )
  • Products
  • Products Professional
  • Umbrella

Target Classes included but are not limited to:

  • Medical Device Companies ( Invasive and Non-Invasive , including Implantable Devices )
  • Pharmaceutical Companies
  • Nutraceutical Companies
  • Contract Research Organizations
  • Contract Manufactures
  • Clinical Trials
  • Medical Device Software Companies- Includes off the shelf software incorporated into devices, medical records, database management or application software.
  • Medical Drug Companies
  • Biologic Companies
  • Dietary Supplement Companies
  • Medical Food Companies
  • Cosmetic Drug Companies
  • Life Science Product Development Services Organizations (provide specialty outsourcing services, such as running clinical trials, writing protocols, providing data analysis)
  • For Profit and Nonprofit Research Institutions and Organization (Universities, research institutes, foundations).
  • Life Science Product Testing Laboratories (non-clinical analysis).
  • Medical Product Distributors (non-retail/non-direct to consumer).
  • Drug Discovery Technology (genomics, bioinformatics, and proteomics).
  • Bioengineering (nanotechnology, biomaterials, etc.).
  • Health Informatics (medical records, decision support systems, etc.).
  • Non-medical Biotechnology (agriculture, industrial, environmental, marine).

Hard to Place Products & Manufactures

There are many different obstacles facing Manufactures today. Placing their insurance should not be one of them. Many times it is difficult to find coverage for insureds who sell or distribute high hazard products. Socius can help you find coverage for your clients who fall into this class. The terms we can offer are competitive as well as comprehensive. In addition, we have the expertise and market reach to help you place just about ANY tough Products or Manufacturing account.

What products are available?

  • General Liability & Products Coverage (Claims Made or Occurrence)
  • Umbrella (Primary and Excess layers available. We have the ability to rate up to $10m in house on certain classes. Higher Limits also available )
  • Manufactures Design E&O
  • Stand Alone Products Liability (Claims Made and Occurrence Form available)
  • World Wide Coverage (Available on certain classes)

Eligible Accounts (This is just a short list. We can help you find coverage for almost ANY Tough Product or Manufacture):

  • Airbag
  • Aircraft Parts
  • Aluminum Foundry
  • Aluminum Smelting
  • Automobile Parts
  • Automotive Stampings
  • Aviation Products  (critical and non-critical parts)
  • Battery Charger  
  • Bicycle Parts  
  • Brake Parts  
  • Chair/ Furniture
  • Chemical Manufacturing
  • Commercial Steel
  • Concrete Products (structural and nonstructural)
  • Construction Equipment
  • Durable Medical Goods
  • Electrometallurgical Products
  • Electroplating, Plating, Polishing, Anode
  • Exercise Equipment
  • Fabricated Metal Products
  • Food & Meat Processing Plant (product recall coverage available)
  • Hair Products
  • Industrial Valves  
  • Industrial Truck & Tracker
  • Invasive Medical Products
  • Iron and Steel Foundry
  • Latex Gloves (Claims Made Products Coverage only)
  • Marine Products  
  • Medical Device (invasive and non-invasive)
  • Metal Cans and Shipping Containers
  • Miscellaneous Metal Goods
  • Miscellaneous Metal Stampings
  •  Primary Metal Products
  •  Products of Petroleum
  • Miscellaneous Fabricated Wire Products
  • Motorcycle Parts
  • Non-Invasive Medical Products
  • Overhead Crane Manufacturing /Installer
  • Paper and Allied Products
  • Plastics Products
  • Pulp Mills
  • Sealant Products and Adhesives
  • Structural Steel Fabrication   
  • Toy Manufacturing  
  • Video Security Equipment
  • X-Ray Machine